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Health Insurance Solutions

SES provides medical cover and support to Zambian organisations of all sizes, including specially designed health plans to suit family, as well as individual needs.

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MEDICAL COVER & SUPPORT

Our cover includes major medical benefits, in- and out-patient, maternity, wellness benefits, including dental and optical cover, and dangerous sports loading and funeral cash benefits as added options.

INDIVIDUAL COVER

SES has been supporting Zambian families for over 21 years. We fulfil our member’s needs by providing a range of membership plans to suit everyone’s requirements. SES will provide you and your family with peace of mind through our trusted medical services.

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CORPORATE COVER

Organisations can access complete comprehensive health plans including medical evacuation, repatriation and hospitalisation. Wellness programmes that ensure the health of your employees’ can be tailored to your specific needs and environment.

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SES OFFERS

We offer a range of tailor-made membership options to suit our clients’ needs.

AFFORDABLE PLANS

You can join SES on one of our local, regional or international policies with flexible payment terms: monthly, bi-annual or annual payments.

BENEFITS

The SES options give you more control over your benefits, without compromising on the quality of service and care.

NETWORK HOSPITALS

We have a large service provider network in Zambia, South Africa and India, ensuring that we can refer our clients to the best possible facilities.

Guidance on group size terms and conditions:

1-9 members = retail client with full underwriting

10 or more members = group client with full underwriting and a premium discount on enrollment

10 or more principal members = corporate with Medical History Disregarded and risk-based renewal pricing

Individual Members can apply online by clicking here

Group and Corporate Members, please contact us or request a quote and one of our consultants will be in touch ASAP

DOWNLOAD OUR BENEFIT SCHEDULES

TIER 1 BENEFIT SCHEDULE

Our Core Product Range

Existing members enrolled before 31 December 2019 (Amethyst and Amethyst+, available to new Corporates (10 + employees on request)

TIER 2 BENEFIT SCHEDULE

Legacy Products

Existing members enrolled before 31 December 2019 (Amethyst and Amethyst+, available to new Corporates (10 + employees on request)

Downloadable versions of all our T’s & C’s can be found below:

Tier 1

Amber, Silver and Sapphire

Chrome, Gold+ and Platinum+

Tier 2

Tanzanite

Amethyst+ and Tanzanite+

Bronze

Gold

SES is PACRA registered. SES is licensed to sell insurance policies through the Pensions and Insurance Authority (PIA) License Number: 1072. SES is registered with the Health Professions Council of Zambia (HPCZ) for Medical Services and Clinical operations.