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Guaranteed solutions for financial peace of mind

Individual Life Assurance Solutions

Whether you have already established a solid financial base for your family – a home, savings and investments – or you are just starting out as a new family with all these goals in mind, life assurance is the foundation upon which it all rests. Having this foundation can protect your family from having to make drastic lifestyle changes or future plans if you were to die suddenly.

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SES TERM ASSURANCE

We provide an internationally backed, fully portable, Life Assurance solution, developed specifically for Zambians and residents of Zambia, which pays out in USD to your nominated beneficiaries, wherever they may be in the world.

Why protect your family in USD?

GUARANTEED PREMIUM

The USD is the world’s most widely used currency.

A USD policy further protects your family from fluctuations in local currencies.

GUARANTEED COVER

If you already have, or could have, hard currency liabilities such as education costs for your children, a mortgage or inheritance tax on assets in a foreign country; a USD policy ensures these liabilities are properly matched in hard currency by your policy.

GUARANTEED PORTABILITY

Life Assurance can provide your family with protection against the financial impact of a tragic event.

A policy in USD means they remain protected if you move to a new country.

4 PLANS CREATED FOR YOU

BRONZE

USD 100,000

SILVER

USD 250,000

GOLD

USD 500,000

PLATINUM

USD 1,000,000

DIAMOND: for amounts above USD 1,000,000 we will build a personalised plan for you.

Flexible options for your policy

Term Length of 5 – 30 years

Optional Waiver of Premium Benefit

Optional Additional Accidental Death Benefit

INTERNATIONAL LIFE ASSURANCE MAY COST LESS THAN YOU THINK

JOHN

USD 100,000

Age 30 | USD 203 Age 40 | USD 379 Age 50 | USD 948

USD 250,000

Age 30 | USD 476 Age 40 | USD 917 Age 50 | USD 2,339

USD 500,000

Age 30 | USD 931 Age 40 | USD 1,813 Age 50 | USD 4,736

USD 1,000,000

Age 30 | USD 1,980 Age 40 | USD 3,746 Age 50 | USD 9,565

JANET

USD 100,000

Age 30 | USD 147 Age 40 | USD 299 Age 50 | USD 700

USD 250,000

Age 30 | USD 337 Age 40 | USD 718 Age 50 | USD 1,719

USD 500,000

Age 30 | USD 653 Age 40 | USD 1,415 Age 50 | USD 3,495

USD 1,000,000

Age 30 | USD 1,424 Age 40 | USD 2,948 Age 50 | USD 7,084

All premium levels quoted are per annum for a 20 year term. Premiums are indicative and are based on a non-smoker Zambian national resident in Zambia. Semi-annual payment options available for Gold and Platinum customers. As long as you tell us everything you know before your Policy starts, your premium and cover will not be affected if you move to a new country, change your job or your lifestyle.

MORE INFORMATION

Below you can download our Benefit Brochure or you can request a quote.

DOWNLOAD BENEFIT BROCHURE

SES is PACRA registered. SES is licensed to sell insurance policies through the Pensions and Insurance Authority (PIA) License Number: 1072. SES is registered with the Health Professions Council of Zambia (HPCZ) for Medical Services and Clinical operations.